How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a state-mandated certificate proving you carry liability insurance, typically required after DUI, excessive points, or driving uninsured. Most states require you to maintain it for 3 years without lapses.
Non-Owner SR-22
Non-owner SR-22 policies satisfy DMV reinstatement requirements when you don't own a vehicle but need to file proof of insurance. Costs run $25–$50/month depending on violation history and state minimums.
Liability Insurance
State minimum liability coverage pays for injuries and property damage you cause to others. Minimums range from $25,000/$50,000 in California to $20,000/$40,000 in Ohio.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 20 states, optional but recommended in the rest.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers with DUIs, suspensions, or poor credit. Expect premiums 2-4 times higher than standard market rates, with fewer discount options.
